Privacy Policy

1. Information We Collect

Calculator Data

All financial calculations performed on our website are processed entirely in your browser. We do not collect, store, or transmit any of your financial data, including:

• Property values, mortgage amounts, or loan details
• Income, salary, or financial information entered into calculators
• Investment amounts, savings goals, or pension contributions
• Budget details or personal financial planning data

Automatically Collected Information

When you visit our website, we may automatically collect certain technical information:

• Browser type and version
• Operating system
• Device type (desktop, mobile, tablet)
• IP address (anonymized)
• Pages visited and time spent on pages
• Referring website addresses

2. How We Use Your Information

We use the automatically collected information to:

• Improve our website and user experience
• Analyze usage patterns and trends
• Detect and prevent technical issues
• Understand which calculators are most useful to visitors
• Ensure website security and prevent fraud

3. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your experience. Cookies are small text files stored on your device that help us:

• Remember your preferences (such as dark mode settings)
• Understand how you use our website
• Improve website functionality and performance
• Provide relevant content and features

You can control cookie settings through your browser preferences. However, disabling cookies may affect the functionality of certain features on our website.

4. Third-Party Services

Google AdSense

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website and other websites on the Internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites.

You may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of third-party vendor use of cookies by visiting aboutads.info.

Analytics Services

We may use analytics services to help us understand how visitors use our website. These services may collect information about your use of this and other websites, including IP address, browser type, pages visited, and time spent on pages. This information is used solely for analytical purposes.

5. Data Security

We implement appropriate technical and organizational security measures to protect your information. Since calculator data is processed entirely in your browser and never transmitted to our servers, your financial information remains private and secure on your device.

6. Your Rights

Under data protection laws, including the UK GDPR, you have the following rights:

• The right to access information we hold about you
• The right to rectification of inaccurate data
• The right to erasure of your data
• The right to restrict processing of your data
• The right to data portability
• The right to object to processing
• Rights related to automated decision-making

7. Children's Privacy

Our website is not intended for children under the age of 16. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can take appropriate action.

8. International Data Transfers

Some of our third-party service providers may be located outside the UK or European Economic Area (EEA). When we transfer data internationally, we ensure appropriate safeguards are in place to protect your information in accordance with data protection laws.

9. Data Retention

Since we do not collect or store your financial calculator data, there is no retention period for such information. Analytics data and cookies are retained in accordance with our legitimate interests and applicable legal requirements, typically for a period not exceeding 26 months.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy, wish to exercise your data protection rights, or have concerns about how we handle your information, please contact us through our website.

We will respond to your inquiry within 30 days in accordance with data protection regulations.

12. Complaints

If you are not satisfied with how we handle your personal data, you have the right to lodge a complaint with the Information Commissioner's Office (ICO), the UK's supervisory authority for data protection issues. You can contact the ICO at ico.org.uk.